Tom Lee: Decoding the AI Trade, Bitcoin Predictions & What an AI Black Swan Event Might Look Like
Channel: Alex Kantrowitz
Published at: 2025-06-25
YouTube video id: 71vCeQMfJ-8
Source: https://www.youtube.com/watch?v=71vCeQMfJ-8
Is AI really holding up the stock market and what happens if it fails or stalls? Let's talk about it with legendary strategist Tom Lee, the chief investment officer at Fundstrap Capital, who's here with us in studio today. Tom, great to see you. Thanks for coming down. Great to see you, Alex. So, I want to start just by testing this um truism that people have been saying about AI and the stock market for a long time, which is that the only thing holding up the stock market is the AI trade. you're somebody who looks at this all the time. Is that true? It's true and it's not true. Okay. Because like for instance, if you measure it by net income contribution, um it's pretty broad-based. You know, the financials are growing earnings very strongly this year. So banks, yeah, banks, industrials are contributing a lot to earnings growth. Of course, tech is. And tech is a big contributor, but not 100% of tech spend is AI. A lot of it is maintenance capex and expansion capex and you know the catchup for spending that's been deferred because of covid etc. So a lot of the capital expenditure that we're seeing right because we see that big tech alone the magnificent 7 alone is going to spend something like $350 billion in capital expenditures this year. A lot of people say oh it's $350 billion in AI spend. But what you're saying now is it's a little more nuanced than that. Some of it's AI spend, but some of it is just keeping up what their operations are are relying on. Yeah. I mean, but as a narrative, AI makes sense that it's a US story because most of really there there's only two places where AI innovation's taking place is the United States and China. And in China, we don't have that many direct investment plays there. So, if someone is looking for reasons to be overweight, the US, it is AI. But that's different in my opinion than AI is driving the stock market. Okay. Like it's driving the narrative, but it's not necessarily driving the market. How much of the stock market is driven by narrative? Because I we're going to have some people here who are very familiar with investing and some who are more on the tech side. So just for the broader audience, is the stock market like a story driven thing or is it totally based off of the fundamentals and the numbers? Um so if I let's say do approximate percentages okay so let's just say that there's two ways to value markets one is the underlying earnings and the second is the expectations of either how good the existing numbers are or how much they can grow. So in other words, that's all the narrative part is essentially valuation. And to me, um they the adage in the stock market has historically has been it takes a whole lot of E to offset PE. Meaning meaning that earnings can move 5% or 10% versus what you thought, but the reason the stock might go up 50% is more because of narrative. So I think that in like a very simplistic sense, narrative drives stocks more than earnings do over the intermediate term. We can see it in stocks that essentially have turned shareholders into customers like stocks like Tesla or Palanteer define they defy people's fundamental understanding of earnings because the valuation of the stock relative to its earnings seems far greater than someone can explain. But that's because these have really compelling narratives. Right. And so with earnings, we're talking about profits. Yeah. And and Alex, uh I'm I might be forking here, but fork away. I believe Tesla and Palanteer and stocks like him are proof that mon money is not how you measure the value of a stock because if money is is determined as the earnings per share, the value of a company isn't just the amount of money that it it represents. it really represents a customer's trust in that in the actual business model. Okay. And so that's where that's where pees can actually be much higher even for a level set of earnings. So I'm going to go now now that we've had this um discussion about what creates a value. I'm going to go back to my original question which is how much does AI uh how much is AI responsible for where the stock market is today? Because I asked you that question in the beginning and you began by saying, well, we're seeing earnings in banks and other places in the economy, but as far as the narrative goes, that's all artificial intelligence. And if we go back to 2022, we're in a place where we were seeing uh runaway inflation. I don't know if it was slowing growth, but there people were talking about stagflation as if this was a thing that could persist. We had the Fed raising rates, making the economy, you know, with the intent of slowing the economy down. And then in comes Chat GPT. And what happened since then? I think this S&P 500 is up what 50% since then. So with that context, I want to ask you again, how much is AI responsible for where the stock market is today? Yeah. And again, I'm going to point out it's the narrative like that's really what people talk about, but it's not even what's not necessarily driving share price gains. I mean, a few stocks have, of course, done very very well in terms of share price gains, but the reason I I'd say it's not necessarily the thing driving the stock market is that there's other narratives that do drive multiple expansion. So for instance, if we had this AI story, but we thought the Fed was going to continue to tighten and actually reduce monetary liquidity, then we wouldn't actually have a rising stock market. I don't know if AI could power through a Fed that would be trying to kill the economy or if oil went to 300 because of some geopolitical event and was at a sustained level and so we had a recession. I don't know if we could have um a market doing well and I don't as as strange as it sounds I think it would be tough for the AI trade to work just because cost of money would be so high or you know you'd have a lot of companies getting super cautious and then AI would be forking and and developing somewhere else outside the US. So the answer is narratives drive prices, but AI isn't the only sort of story in the stock market. Okay. So is if I'm reading it right, what we're seeing is that AI has been a So I'm sorry I'm trying to parse a little bit about what you're saying, but um when you said yes and no, I think the answer that you're giving is actually no. that the AI story is a nice thing that's happening on top of a bunch of other positive things. For instance, the Fed becoming more dovish and making these moves to lower rates, earnings actually increasing across the broader economy, not just in big tech. And so then maybe artificial intelligence, this idea that this moment could lead to like real productivity gains, that just gives it like an extra boost on top of the other things that are happening. Yes. Yeah. I mean, AA is part of the narrative, but there's a lot of the narrative for the markets. And I do think one of the reasons like let's say that a lot of your viewers are bearish and they're bearish and they've been trying to expect the stock market to go up go down or maybe they sold stocks in April and then they're like, well, the only reason markets are going up is AI and I think they're already overvalued. they're missing that there's a lot more to sort of the narrative of the S&P that explains why stocks are doing well. So that's why AI is important, but it's not the only story in the stock market. So just as we sat down, you had mentioned that we've seen a black swan event every year since 2020. Uh I guess COVID, um inflation, the list goes on. Yeah, we had um COVID which was 2020. Then we had the bullwhip supply chain effect which is that we shut an entire economy down then reopened it and all of a sudden people didn't have visibility through the entire chain. So there was a lot of double ordering. That bullhip typically bank bankrupts and creates cyclical swings but we didn't have that which is amazing. Then we, as you said, we in 2021 to 2022, the fastest surge in inflation almost ever, right? This was almost exactly like the 70s. Then the fastest rate hikes in history. Four of four of those events should have caused a lot of companies to fail or earnings to decline. S&P earnings grew that entire period. And then number five was tariff liberation day because that was essentially like the Cuban missile crisis of our generation, right? Like the entire world was held hostage to a singular decision and yet many people predicted recession, right? Remember all the economists suddenly said 60% chance of recession, right? And then a lot of people said, "Well, set your clock. In 30 days, inflation's going to go through the roof or you're going to have good shortages." And you know, we're now well past 30 days and inflation's been tame. There hasn't been any shortages and companies are raising earnings estimates. So that's the fifth black swan. I mean, all of these before they happened, we would have said the S&P should go down. It should be a bare market and none of these have actually led to a sustained bare market. And by the way, it's interesting that all of them are supply chain related. Yes. What does that say? Well, you know, it's we part something to keep in mind is the S&P 500 is a lot more sensitive to the manufacturing economy. So even though like we say the US is a services economy and most of what we do is like services actually most of how S&P makes money is actually as you said it's through the supply chain. But is it manufacturing in the US or is it the there are companies that will effectively create the designs and then outsource the manufacturing to places like China? Well, see in that sense it's actually still a manufacturing economy. Like technology is a manufacturing economy because you have to make you have to turn things into silicon and then build data centers, you know. So it's a it it actually is a supply chain. So it doesn't matter. It's a manufacturing economy, but it's a global manufacturing economy. Yes, that's right. Manufacturing is definitely not constrained by geography. Right. Okay. And then that's why supply chain is so important because if you're so reliant on stuff moving back and forth, then if there's a hiccup in your supply chain or if you increase the cost of shipping from one country to another like you would with tariffs, then you get into trouble. By the way, most people may not realize this, but you know, money has to move through a supply chain. Talk more about that. Well, let's say that you're a bank in Asia and then you want to move money to the United States. You have to move it through an intermediary and then it then from there it gets moved to another intermediary. So there's a supply chain. In fact, if you're a global bank, so take Barclays or JP Morgan and you have money in let's say Japan and you want to move it to the to the US, you have to use an external intermediary to move the money. Banks can't internally transfer the money because it it violates OFAC or Fininsen. If a bank has money in Chicago, a branch in Chicago and they want to move it to Texas, they have to move it externally through the supply chain back into the bank. Otherwise, so like you'd think, oh, they just do an internal transfer cuz it's all accounting and money is like imaginary in a sense anyways. It's just digital, but they they can't. They actually have to move it externally first. Okay. I think we're going to probably put a pin in this and then come back to it when we're going to talk about Bitcoin later in the conversation. But the reason why I brought up these black swan events is I wanted to run an idea by you that's come up in some of the discussion around artificial intelligence and tech. And this idea is that if AI progress stops or collapses, that could be a black swan event because you have the valuation of some very big companies being held up on the expectation that AI is going to work. Nvidia, Microsoft, uh, uh, well, not Apple, but Meta has definitely played there. Alphabet uh is is getting I think probably well maybe mixed reviews on on AI because of threat and search but a large part of what people call the Mac 7 has had uh a valuation bump because of AI and then you think about the private funding I mean SoftBank is in the middle of uh you know we think this 40 40 billion they're going to deploy a trillion into AI 40 billion into open AI um and if and a lot of this is based on this expectation that AI will do people's jobs and become like the equivalent of human beings in many different disciplines. If that doesn't work out, then the bet, I don't want to say, goes to zero, but doesn't work out. There are probably a lot better ways to put that money to work. So, is it is it possible that an AI stall leads to another Black Swan event, or is that uh overplaying the AI story? Um, I mean I can picture some black swans driven by AI. Yeah, talk about that. Um, so AI could create a black swan if it's too successful because it's going to create PhD level workers at a cost that breaks all economic models, right? I mean what is the value of our work if something that is not us can do it better and then if it's combined with like a robot then it can complete all tasks that and never tires never needs vacation it'll outperform every human and in that world um and of course if it gets sentient then it really is a threat to like our modern civilization Or it could even make the definition of money unimportant because you robots don't care about money, right? So that I think is like one black swan outcome is that it's terrible. But what's the percentage? Of course, you know, guys like Elon Musk and a lot of the books written about this like the coming wave put the odds low because humanity hopefully intervenes. Um the second way it's like that you've described the the setup is that the bubble bursts in AI and I think that's going to happen for sure. Wireless and internet already give us the template because wireless was an exponential growth industry from 1990 and the growth didn't slow till let's say 2015. So it was one generation 25 years of compounding growth of 40%. The wireless ecosystem from infrastructure, handsets, software, carriers, the towers, all peaked one-third into the cycle relative to the S&P. So they all became market performers. All they peaked all at the same time. Nothing will break away. But then 10 years into the cycle, two groups broke out of wireless and captured the value. The tower industry, which was like a 10bagger relative to everything else, and Apple, which was late. Apple was only a second chapter wireless story. So to me, um, the AI story is everything's going to peak at the same time, probably one-third into the cycle, but then in that period of consolidation and shakeout, then one or two industries truly pull away and capture the value again. And so what does that shakeout look like? Seems like it could be ugly. Oh, yeah. That's going to be well we know that you have to create capital loss for investors like the internet bubble bursting. So the when the internet bubble burst it only triggered a mild recession that like in 99 because the loss was concentrated in tech mainly and some telecom and it really hit some geographic regions very specifically. The reason we had a bigger recession after that was because of 9/11. But it really would have been a mild recession, you know, like that's why the the GDP data was fine and actually like 90% of stocks were doing okay. In fact, small midcaps actually positively gained during that period of time because the internet bubble bursting didn't take down the economy. I think if the AI bubble bursts, you're not winding the clock back to zero, but it may have burst because it may be bursting because someone decides to do containment like pull the brakes on this and saying like we're too close to generative AI or we're too close to sentience. You mean artificial general intelligence? Yes, sorry. Artificial. Do I do you think that this industry is even capable of pulling the brakes? I don't. I think people are going to have to make some decision because you're right. I think AI safety like if we look at employment and AI safety I think it's one less than not even 1% of all jobs filled. If you look at the financial industry and say classify job as safety it's more than half of the jobs is safety. So the AI industry has to invest in safety. But you're right there's like zero incentive for safety right now. Um because the financial industry doesn't have like an open source version of finance that's trying to build the same thing and give it away and it's sort of keeping pace with their innovations. And now like we did if we did a simple thought exercise and said if you want to train morality of a of AI using internet it's going to be the the most unmoral entity ever because it sees that to gain and win has nothing to do with integrity. I mean if you trained AI on the Bible for instance you would raise a highly ethical in you know entity. So I think that's what we have to sort of fork as a society is like do how much sentience do we want something to have that actually has no moral guard rails. Right. Right. So the other side of it is like like I mentioned maybe the technology doesn't work as planned and doesn't get to this this part and that I think it could mirror that same thing with that you mentioned with wireless where there were expectations of the technology that weren't going to come to fruition uh until a decade later. But that when when you start to see that when you're onethird of the cycle, you peak then how do we know that we're onethird of the cycle in with AI? Yeah. Well, I think like I can sort of give you some guidelines that I saw in the late 90s, you know, that maybe we can just say roughly use it again today. But so in 1997 I wrote this report called the mobile data report. Mhm. Which was actually the first report that Solomon Brothers ever produced about like how the wireless industry could actually like replace computers like it's like you know what you mobile data like what you could be doing. And uh you know like we ended up like companies like Worldcom use this report to to do their wireless strategy. But we thought mobile data could be like a $40 billion business by 20 I forget the you know 15 years out so 2010 or whatever. And uh it turns out that like mobile data is like turned out to be vastly bigger but the stocks didn't do that well. And actually the companies that captured mobile data were was like Meta which didn't even exist in the 90s right it was Omnis Sky that was the company in the 90s and Palm Pilot but they ceased to exist so I Palm Pilot would have been the first iteration of an iPhone right um so I think today or back then what I noticed was people had had to play with their models to justify valuations so cost of money had to go to like 5% and then the terminal PE or the what you call the terminal multiple was higher than the the best stocks were trading at today. So you had to rerate the entire industry to justify the valuations. So you knew that someone was going to take a loss because these are unrealistically funded models. So you know Nvidia is not crazy today you know because it's 30 times earnings which is not a premium. I mean, Toyota traded at 40 times earnings for years in the 90s just making cars and Nvidia is not making a car. You know, they're making a a really difficult to replicate chip. So, I guess we're not there yet, but you'll know because everyone's having to fake their model to explain why they're still buying the stock. But let's talk about the private companies. I mean, I know it's private, so everything is different in the private market, but um OpenAI is in the middle of this. We know they're at least getting 10 billion, maybe 20, maybe 30, maybe 40. They're losing, they lost 6 billion last year. They're probably going to lose money this year. They're not going to make money according to their projections till 2029. Now, if they work and they reach AGI, great. Uh if they don't, what happens? Yeah. Well, fortunately like let's say you know the open AI and the the peer group collectively isn't multiple trillions right so it but it is you know nearly a trillion ultimately when we get to the peak of valuation for all these things it's not that different than um what happened to when the internet bubble burst fiber industry really was required consumed so much capital. I don't know if you followed the Selex back then, but they were digging up rail lines, um, digging up cities to lay fiber. And then people said after the internet bubble burst, there's so much fiber, we're never going to use any of it, like we have so much excess capacity. But after the bubble burst and fiber prices collapsed, a couple things happened. You know, the second owner of a hotel made money. So the the people who ended up owning these and then because you lowered the price there was a lot of innovation. It created travel companies, you know, like Expedia wouldn't exist without Netflix couldn't exist without collapsing fiber prices. Although Netflix actually never paid for carriage, but you know, I mean like internet streaming became profitable and um so I think that will happen with a lot of code that it it may be rerated as you said because it's so open sourced and I'm not making a prediction. I'm just saying that that's possible to look for. So let's just talk briefly one more about one more thing when we talk about this potential black swan event with AI and it's going to your first point of it becomes too successful. So you mentioned that like okay if AI can do PhD level work then basically people won't be able to make money working and society could fall apart. The story that the AI companies tell is that we'll have abundance and everybody will have exactly what they need and you can have one person that will do whatever they want because they'll have these warehouse data warehouses of geniuses behind them. U why why why so when you went to the black swan uh possibilities you didn't take that side you took almost the other position. Why is that? Well, I think it's possible that it's exactly what you described, which is all of our needs are met without needing to work. So, housing and food and um I don't know, a lot of recreational activities. It means the monetary system probably ceases to exist. I mean, because then for instance, do you need to go to get an Ivy League education or do you need to be the best student in your class when your robot's always going to be smarter than the smartest human in the class? You know, like it's going to change what we define as achievement. Like, why do we work hard? I mean it is it's some people might consider it nirvana because let's say the 10% of the people do aspirational like that they live their life aspirationally like that's when we grew up you know not everybody wanted to be the best but when you look at societal impact or in a company like at my former employer which had 200,000 employees the adage was always 20% did 80% % of the work or really like 8% did 90% of the work, right? Yeah. Well, that there there's no incentive system for that anymore in a world of abundance. So, I do think it the consequence is money may stop mattering. And then if we're able to do whatever we want, then why wouldn't there be a situation where everybody gets everything they need if money doesn't matter? Sure. But then stock like stocks may not matter. Yep. You know, like or what is a company any anymore because it's not a group of highly skilled people and if it's a high group of high skilled robots, well, anyone can copy the code. So then there's no advantage for a company. I mean, it's it's it's actually probably like one of the some people might say that's a good I think that would be a kind of a very dangerous outcome. Okay. All right. All right, I definitely want to talk about which AI companies are going to win and touch on a little bit about why the market has been so resilient. Uh, and then maybe talk a little bit about Bitcoin. So, let's do that right after this. And we're back here on Big Technology Podcast with the great Tom Lee, the chief investment officer at Funstat Capital, also the head of research at FS Insight. Tom, it's great to have you here. I've been looking forward to this uh for a while. So, I think that um just to tell folks who you are, um I see you on CNBC all the time. You're a CNBC contributor um as am I. And uh you have these amazing moments where like you'll show up on Squawkbox and be like the S&P 500 is going to go up uh what like 1 or 2% tomorrow and then it does. How do you know these things? um you know it's a lot of it is uh evidence-based because we do a lot of sensitivity analysis to try to understand where we are in markets. So a lot of our statements that we make are high probability statements but for that to actually happen is luck in a sense right because something has an 80% chance of happening doesn't prevent this being one of those 20% days that it doesn't happen. So right because if something let's say if something happens 90% of the time and it's happened a a million times but the next three times it doesn't happen. So like those three calls fail statistically it's still going to stay at 90%. For accumulated history. So like it is always risky to say something has a 90% chance of happening. But that's usually the reasons we make these kind of calls. And just quickly in a very high level. So when you're ready to say okay the S&P is going to jump and there's like an 80% chance that's going to happen. What signals are you pulling from? Like you said you're looking at the sensitivities and different evidence. Yeah. Well, a lot of times um markets make big moves because of surprise. So, we have to like today we're seeing it today with like Tesla and but the reason there's a surprise is that in a general sense there's something that say anchors the valuation of a company. Let's say it's earnings or this S&P like let's say that what anchors it is the Fed's dovish. Okay. But then we worry about tariffs and and recession. So like that's pulling down the market. You can always look for what will counter that argument of recession. And like for us this year it's was the high yield market because high yield spreads need to widen to like 800. The spread over treasuries has to be 800 basis points. So if if the 10ear is at 4% high yield need would need to be at 12%. To tell you that a recession is almost guaranteed but high yield during the tariff turmoil only widened by 150 basis points or so maybe 200 which is just a growth scare if even. So the reason we stayed bullish into the April low was because high yield said the chance of recession is probably 10%. Whereas the economists were saying it was 60 and we could tell by positioning and what stocks were selling off the S&P down 25% has priced in like a 60 or 70% chance of a recession. So that's how we can kind of go on and say the market could make a full recovery because high yield is telling us there's not a recession and it's a better economist than economists. Okay. So it's just looking at some data points and being like all right if this is what people are doing on in the bond market for instance then therefore we think that even if the headlines are afraid or the research reports are pointing to doom. Yeah. Then these signals show us a different path. And it kind of gets to like the broader market here. uh you've like you mentioned you were bullish in the April low which means that when just cuz I explained for our non- finance listeners when the market went down and you know we were in full bare market or correction territory your belief was things were going to come back and they have come back and I think you mentioned to me that you said uh that investors this was uh previously we've talked previously and investors were frustrated with the bounce because they're looking at everything and they can't figure out why the stock the S&P 500 was actually positive for the year. And honestly, sometimes I can't either. Like we're talking again, this is Monday, June 23rd. The episode comes out Wednesday morning the 25th. Uh we're talking literally in the aftermath of the US bombing Iran and the S&P 500 is up on a Monday with the prospect of a broadening war. I don't get that. But the things that you pointed out where the Fed is still hawkish, people think inflation is high, oil could go uh higher, and you said stocks have moved without explanation. Um, so what gave you the confidence to believe that we weren't going to see uh a a deeper dip with the market and predict that it's come back and and I think your belief is that it will continue to go up. Yes. Um so we we do have a published history of our research. So clients our clients can check check fact check us but okay as the market was falling after tariff liberation day it was falling in a waterfall decline and so we wrote very early that there have been 12 similar waterfall declines. What's a waterfall decline? It's a stock market that falls more than 10% within I think we did it as a two-eek period. It's really rare to basically like literally cause a plane to drop, you know, 10,000 ft. And um almost every waterfall decline is a V-shaped bounce unless there's a recession. So that's why we got so keyed up on this high yield market because if we fall, but we don't have a recession, that just means you everyone just panicked. They did a fire ready aim. And so we argued you'd have a V-shaped recovery. And a V-shaped recovery is a symmetric bounce back to the old highs. And um, of course, everyone argued against it for logical reasons. They said tariffs, they're not going to be solved for a year. you know, uh, the Fed's not your friend. The Fed is going to there's no liquidity coming like in 2020, so you can't have a bounce. There can't be any fiscal 25 no liquidity. Well, no. In 2020, the Fed did like That's when they said it. Fed did a lot of QE. And they're like, there's no QE coming. But we said that history says you have a V-shaped balance, especially if there's no recession. Okay. So that's what made this so hard for people to accept because the Fed was hawkish and we still had a V-shaped bounce. I think that's the real lesson. The Fed liquidity is a myth. You don't need Fed liquidity for stocks to re recover. I'd say that's really my take away from the bounce. And then for this week, there is an old adage that when it comes to war, you sell the buildup into war, but you buy the invasion, right? That's a crazy saying. Or or they say you buy when the guns fire. You know what I mean? And but that's true. So, we were advising our clients that you sell the buildup, but you buy the invasions. Why do people buy the invasion? Is it because when the buildup happens, you imagine the worst case scenario and the war doesn't end up in the worst case scenario. Often I think the simple thing is like it's pulling off the band-aid. So you're more worried about how painful it is, but when it comes off nothing's changed. But what if the war is really bad? Well, so here it was our calculation, which I think maybe people would agree the US wouldn't take action if they thought it would daisy chain into a prolonged war because there's no appetite. And Trump clearly said he doesn't want to pull us into a war. So if they're taking action, they've either signaled ahead to Iran that this is a limited action or they know that whatever action they're taking is decisive and limited in scope. So that's why I could see why you would buy the invasion, right? And it's I mean, who knows? I mean there's a lot of signs that maybe we did help indicate to Iran it's limited because you know Iran had the trucks and the US was aware of all these trucks moving material but they didn't stop it. So it was sort of like look we don't want to topple the regime necessarily but this whatever we're going to blow this thing up and I don't know I'm not a political expert. I'm just saying I can understand why we're rallying today. But to do this job well, you have to be um you have to game game game plan a little bit for like or you have to get into the minds of leaders. Uh the the Iran strike is one example. Another example of course is what you just said about tariffs which is that I think this idea that we would if we have this like very quick descent in stocks that typically they bounce back without a recession. Well, that assumes that effectively that Trump was going to take his foot off the gas pedal on tariffs. Yes. So, we also had been pretty clear in our client communications that he was going to walk back tariffs. So, how do you make that determination? Well, part of it is is guess. Okay. Um cuz I don't I don't sit in the White House and I'm, you know, I don't know what's happening, but I do know that we could look at a at the prior um first term. And I also had some belief that outside of Navarro and maybe one other, there wasn't broad-based support to try to reshape the entire economy around tariffs, especially because tariffs weren't legal. And so we were actually early in flagging that this was an unprecedented use of tariffs which meant and as you know subsequently has been shown that it it may not survive court challenges. So that's why we thought eventually there would have to be some dialing back. Just a quick aside since we've done a couple forks, it is interesting that terrace was the first moment there was some daylight between Elon and the administration that continued to build uh when it came to the big beautiful bill. Yeah. Do you think Elon kind of maybe this is a crazy idea, but do you think he kind of like jumped on the grenade and tariffs and like publicly publicly bashed him bashed them to sort of start a roll back even if it meant the end of his partnership with Trump because they were too important for Elon's business to continue? Like the the roll back was too important for Elon's business because of his partnership with China and the supplies coming in from Yeah. outside. Yeah. I look that could you never know Washington because you know what there's a lot of misdirection right um and so that's very plausible what I would say is I I would say it's clear that the White House had was enchanted with the idea of using tariffs but they as much as they warmed it and they thought how everything would react like all these other countries react and how the constituents react at the end of the day they no doubt had a offramp do and as opposition built they chose to take the offramp like you know it probably would have been wrong and many did assume this is that Trump is going to stick s stick with tariffs and that's it come you know no matter what happens to the world economy it's kind of preposterous for people to have taken that stance it it would have made more sense to people to be up in their up in arms but realize that he's going to have to have an offramp and you know the ultimate offramp is scapegoating somebody and I think the ultimate scapegoat would probably be Navaro if if they have to get a full off-ramp of tariffs. So, what's your view on what's going to happen with tariffs from here? Because there are some deals, but there are still some big tariffs that are being applied to the US economy and we're in the middle I think we're in the middle of one of our 90-day pauses. It's hard to keep track these days. Um, so maybe things could go back on. Yeah. Well, you know, I think Washington's used to a lot of this extend tic tac to extend tic tac ban extending it ceiling. You know what I mean? Like it's the history of Washington. And you know, even in finance, there's the term pretend and extend. I mean, if you if there's some event and you want to delay it, you just keep extending and pretending. So, you're right. Uh I would say no one should be up in arms if we have an extended pretend. So the threat of tariffs remains because at the end of the day he can do a different channel to actually implement tariffs. So there's no reason you lose leverage by extending it another 90 days. Are the US and China too interlin to get into a serious trade war? I I would say there probably is a cold reality that if someone's trying to use tariffs to prevent China from making progress on AI, it's not going to work. But what about more broadly? And if anyone tries to use tariffs to harm China from gaining economic power, we know it can't work because it's supply chains can move. What does that mean? Well, it's we'll be it'll be like a whack-a-ole. If we're trying to tariff China, but then they move manufacturing to another country, do we try to prevent that country from having uh economic access and close their borders? You know, I think at the end of the day, it's we're trying to use the wrong instrument to to cure a disease. Oh, it's like the thing that happened with Apple. uh US tariff China, Apple moved production or really assembly to India because it was Foxcon doing the assembly there. Yeah. The parts they brought in from China. So what do you think the right I mean what do you think the right move would be for the United States if they're trying to tackle some of the I think what is it the power the manufacturing that they're losing. Yeah. Well, you know, it I think people forgot like sort of like that the conversation that was happening in the 2008 910 period when like Apple was opening manufacturing overseas. Um, and you know, Tim Cook or Steve Jobs, you know, said many times, it's easier to open a plant in China than it is in Wisconsin. You know, because the EPA has so much power to prevent you from doing things. And there's so many regulatory hoops to jump through that it wasn't just the labor arbitrage. It was literally the ability to actually just build a plant. It's very difficult in America. So I think tariffs don't offset the regulatory burden that many companies face doing anything here. So the answer the really the best answer is make it easy for American companies to build and and that means reduce friction. tariffs might be adding a lot of friction to the process. That's fascinating. Yeah, it makes sense. Be I mean I think there's a balance. You want to take care of the environment. I don't think China has as big of a dedication to that as the US does. But often times you can put power in the hands of these bureaucracies and it gets abused. Yeah. And so one of my friends was an a private sector EPA lawyer and he passed away. But at during that period of time, I had several lunches with him and he says, "Tom, what people don't understand is the EPA can literally prevent any merger from happening because they can raise an environmental concern that has nothing to do with the actual business. And so you you had basically enormous power wielded by folks who didn't necessarily care about letting technology stay in America. And so, and it wasn't necessarily that it's polluting. It may be because the guy's close to some gar, you know, someone who runs a garment factory doesn't want the garment to go out of business. So, it's, you know, it's non-economic friction. And uh you know today robots should literally make labor not the reason you can't do any production because you know China I'm sure you know you you know more than me Alex but like China's iPhone manufacturing advantage is they they move huge populations of female workers to to produce phones because they have the finger dexterity but they can only like work for 90 days because they burn out from the intensity. But you know robots now have um you know the same dexterity. So you don't that's not the constraint like to be building iPhones in in China. Yeah. I think when we talked about black swan of AI becoming PhD level to me I would say the even more near-term labor concern is that robots are getting real good. Yeah. And we are living in I think probably the last few years where an Amazon warehouse will have a human uh picking an item out of something that comes to you via robot and then putting it in a bucket and then taking it out of that bucket and putting a label on and shipping it. We're going to hit a point where that's going to be completely automated by robots whether it's humanoid or a human humanike hand that does that. That's right. And remember, a robot gets paid the same salary in every country. It is a completely what I would call a fungeible commodity. Right. It's not there's no pay differences. So whoever can make a robot that does this is now exporting a global labor force. Yep. And of course that means you can bring a lot back to the US too. So my sense is that China is pretty far ahead on humanoid robots. When you look around the world, do you have a sense as to where these might come from? Yeah, it's going to only be three maybe four countries. It's China, USA, Japan, and Germany. M now I would say over time there is going to be concern about the ethical safety of a robot and that's why I think a western developed robot will be more widely adopted than a non US one you know uh because you never know if there's like a hidden like switch that turns it into murderer you know or one that turns it into spy um you know a hidden chip hidden code so I I think that's why arguably China's AI is way ahead of the US because they've had better surveillance and therefore their robots will be more intuitive. But then, you know, can you trust a million of these robots in America? You know, like Yeah, go ahead. I'm just like I'm just I'm not trying to be a conspiracy theorist. I'm just saying these are real issues people are going to have to deal with. Yeah. I think I think provenence matters, you know, because it's provenence. Is this like a sleeper spy? So, this is my sort of crackpot theory of the case, but I think that we are underestimating when we talk about humanoids. Um, how violent human beings will get against them. We just saw in LA there were this this burning of the Whimos. Um, you can look at that at a bunch of different ways. uh I think it's being underappreciated how that is in some ways a symbolic revolt against automation and big tech and if if you let's say okay just putting this in in a story context you work in a factory a humanoid robot comes in and takes your job the next day you see a humanoid let's say delivery robot walking down the street you don't can't provide to your family anymore you know that thing has cameras on it you don't care You're you're you're tipping it over at the very least. Yeah. There's going to be very it's going to be if if this happens, it'll be the most difficult tech roll out we've ever seen. Yeah. Because you're exactly right. There's going to be a distributional consequence of a robot. So, until we get to that world where someone says there's abundance, there's first displacement. And yeah, if people are displaced and they can't be remployed and they're idle, why wouldn't they be angry, you know? So I Yeah, it's the history of the world. That's what happens. It's could be very it could be organized sedition like people could be trying to blow up robot factories or sabotage robot. Robots have to charge. There's probably going to be real estate where robots go to get charged. So that's maybe where people, you know, attack. Yeah. You know, where robo taxis park, you know, who knows? It's You're right. Um we've already seen it in some ways with the Teslas. Well, that's kind of totally unrelated. So let's look into your crystal ball for a moment and talk a little bit about what's going to happen in the near term with the AI wave. So it is interesting. I I've heard recently that there's a real dispersion in terms of where the gains are coming from in in the Magnificent 7 um in this AI moment. So if you look at the companies that are up, you have Nvidia up 7% year-to date, Meta up 13% year-to- date, Microsoft up 15% year-to- date. The companies that are down, Amazon down 5%, Google down 15%, Tesla down 15%. And then Apple down 17%. And if you're trying to assess like, well, I mean, obviously it's not all AI related, but the ones that are up definitely have the bad the better AI story. So, do you think that we're going to see like Mag the Magnificent 7 sort of split off into the AI winners and AI losers? There's definitely going to be winners and losers. Some of the loser categories will turn into winners. Uh some of the winners will turn into losers because we were deceived because some something forked. Okay. One name you probably didn't mention but should be considered an AI winner is Netflix. Oh. Um because well one because of course Netflix is probably using a lot of AI as a not necessarily a producer of AI but you know it benefits from it but it more reminds me of Domino's Pizza. So like you know the theme of the last 20 years has been there's been a labor shortage around the world and that's why like wages are higher. So you'd think staffing stocks should have done better, but like stocks like Robert Half have underperformed the S&P. So like if labor was a theme and you bought Robert Half, you lost money. But if you bought Domino's Pizza, you bought one of the five best performing stocks over the last decade. So it was better to feed the worker than to supply the worker. Netflix is more like a Domino's Pizza story. Interesting. Yeah. But um but Apple like for instance interesting because I know maybe it's derating because they think well they're not in front of robots and they're not in front of robo taxis and they're not leading an AI but you know Apple might do what they did in O 2007. They weren't cutting edge on making the first mobile phone but they in 2007 after the bubble burst introduced the iPhone. And so maybe they'll wait for AI valuations to come down or the cur the you know the innovation curve to slow and then Apple gets the best and takes the lead. So I don't know. Now I want to state for the record that this is not an investment advice podcastformational purposes only. Uh so take what you're hearing and view it in that lens. Uh but you've put together a very interesting ETF. It's called the Granny Shots ETF that allows investors to play on some of these themes. Yes, that's right. Yeah. Talk a little about that. Um, so Granny Shots, ticker gr. Why is it called Granny Shots? Is it a shot so easy that a granny could make it or uh in a way, yes, it's named after the way of shooting a free throw unconventionally underhanded. Yeah. Popularized by Rick Barry, NBA Hall of Famer. But the idea of a granny shot is that, you know, doing a granny shot is is the correct physics way to throw a basketball and that's why your completion percentage is higher. Rick Barry was 90% for three free throws. So we decided that when we looked at how market performance was over the last actually several generations, thematic investing explained performance better than macro and stock picking. So meaning it's better to identify the things driving the market and own the strongest stocks. For instance, the Gen Z the Gen X trade which I'm a Gen X was just internet buy internet as a theme rather than try to buy like a drug stock or something you know at you know PE of 10. So we we constructed the seven themes that are the most important to the market and then we find the strongest stocks in each. But a granny shot has to be a stock linked to two themes. So it's essentially it's a 35 stock list. I look at it as these are the 35 most important stocks in the S&P. Forget the other 465. And since inception, um, Granny Shots has outperformed. The S&P year to date at Granny Shots is up 9%. Morning Star ranking, it ranks as top 3 percentile. Since the April low, it's a one one percentile stop, beating 99% of funds. So I think it's really proof that our approach to thematic investing which is what Fundstrat does and Granny Shots was originally a research portfolio for six years before we launched it shows that if you know the most important themes anchoring ideas uh you can outperform and AI is only one of seven themes which is why when we talk about is AI driving the market I can point to many other things that have really been driving performance. Okay, now before we leave, we have to talk a little bit about crypto. So, um, we, you and I were both at this investment forum that Stephanie Link from High Totower put together. It was a great event and there were a few things that you said that stuck with me and we've talked about a bunch of them today, but one thing that you mentioned is uh, you advised everybody to buy some Bitcoin and that Bitcoin has a lot of runway left. Um, I have said on the show for a while that I was skeptical of this web 3 idea that you can build on top of the blockchain. And I' I'd love to hear your thoughts on that. But, uh, to me, I think that Bitcoin running up to it's at 101,000 per Bitcoin right now, uh, is is pretty remarkable and has the fact that it has surged even as a lot of the web 3 hype has collapsed. maybe that follows that path that you were talking about as to like things fall off after you know one third of the way through the cycle but something ends up coming through. So I wonder if Bitcoin is like that uh in in your mind whether it whether it is a thing that comes out and then sorry this is a long question but let me just give you my thought on why uh we might be towards the top of Bitcoin and I'd love to hear your argument against it which is that we basically have a president in the White House that is you know as pro crypto as you could ever get who's launched his own coin. Maybe we could talk about that another time. But um basically the question is everything that Bitcoin maximists have want to happen has happened. It's now being traded by mainstream financial institutions. So why does it have a opportunity to go up from here? Um I think Bitcoin's you utility is going to go up exponentially in the next 10 years. So, one of the reasons Bitcoin has risen to 100,000 uh is just simple network value. Um, when we first wrote about Bitcoin in 2017 and Bitcoin was under a,000, we had said it could get to 25,000 by 2022 because it's a network value asset. So we just said if you model number of wallets and activity per wallet, which explained 90% of the move of Bitcoin from 2009 to 2017, you would get to 25,000 2022. And you know, you can get to the six figures later. And that's true. It's still like 87% explained by those two variables. But Bitcoin is now about to become a lot more useful for two reasons. One is it's becoming less regulatory burdened, right? The White House is really creating it as a strategic reserve asset and companies are putting it on their balance sheet because it's the way people used to have real estate owned in retail. Like that wasn't a thing, but then people realized it was valuable to own the real estate. Like some retailers are more valued because they own the building. That's what Bitcoin as your working capital is. And then but banks are also quite interested in Bitcoin because of stable coins. So stable coins might be the web 3 app that's really recreating financial services because one a stable coin works better than a regular dollar. You don't have to send it through middlemen to transfer. That's right. Now if you if you want to move billions and trillions, you just use the stable coin market. And it's proving to be more profitable for a bank circle like I won't comment its valuation but as a net income or tether is a better example because it's not how to trust those tether people like you don't really know what's going on. Well, that's where see this is where blockchain comes in that you blockchain has proven you don't need to know the counterparty. You just have to trust the code. Mhm. And so Tether from a net income basis makes more money than most financial institutions. I think it's would be the third most profitable financial institution in the world. Wow. So what's a better bank, right? What's a better financial services model is building it on the blockchain. So I think stable coins is the killer app that's proving because Bitcoin anchors everything because you know you don't need a stable coin unless you had Bitcoin. So Bitcoin and building financial services on top of stable coins and financial services companies are getting it now. Even Walmart, Amazon want a stable coin because it's actually quite profitable to have one that you are changing the financial system through crypto. So Bitcoin's not at the top. Yeah. So if if you again model this out and utility because remember stable coins is only a $250 billion market today. So you realize that stable coins collectively are the tw 12th largest holder of US treasuries. They like they own twice as much as Germany for instance. Wow. So the US government does in fact want stable coins to proliferate because it's a guaranteed long. Stable coins never have declining assets of US Treasury markets. And dollar dominance, it's dollar dominance is only 27% in GDP terms. It's 88% in traditional financial market trading, 80%. It's 100% of the quoted pair in crypto. Dollar dominance is stronger in crypto. Stable coin usage is only 20% in the US. Almost 60% of stable coins trading takes place in Hong Kong, China, and Japan. So you can see that it's creating more demand for dollars outside the US. And then therefore, Bitcoin will continue to go up. Yeah. Because it Bitcoin secures the entire blockchain. Okay, Tom, we got to we got to do this again. I think we could spend a whole hour talking about Bitcoin, but I'm so glad you came down here today and uh spoke with me in person. We're going to do a couple of webinars for your Fundstrap community, which I'm really excited about. Yes, that's going to be this actually Wednesday on the 25th, so the date this airs and um Alex, I'm really excited about it. You know, I'm can't wait to do it. I'm I'm I'm definitely excited. We should talk about the killer robots when we're on there. Uh but but um yeah, let's just keep talking and and thanks again for this really insightful conversation about AI, the stock market, crypto and tariffs, all the things. So I I definitely leave today uh much more, I think, illuminated on on where things are going than I was before. So thanks again, Tom. Great. Thanks. All right, everybody. Thank you for listening. We'll be back on Friday with Ron Roy to break down the news. Until then, we'll see you next time on Big Technology Podcast.